Terms and Conditions

Last updated: September 7, 2022.

Welcome to Sloud, a financial technology platform operated by Vind Limited. These Terms and Conditions ("Terms") apply to your use of Sloud's website, mobile application, and other online services ("Services"). By using our Services, you agree to these Terms.

Use of the Platform

Eligibility: You must be at least 18 years old and capable of entering into a legally binding agreement to use the Platform.
Account Creation: To use certain features of the Platform, you must register for an account (“Account”) and provide accurate and complete information.
Platform Content: Sloud may, in its sole discretion, remove, edit or modify any content made available on the Platform.

User Content

License to User Content: By submitting content to the Platform, you grant Sloud a worldwide, non-exclusive, royalty-free, sublicensable and transferable license to use, store, display, reproduce, distribute, modify, adapt, and create derivative works of such content.
Prohibited Content: You may not post content that is illegal, defamatory, infringing, obscene, or otherwise offensive.

Transactions

Buying and Selling: Sloud is a social commerce platform that enables users to buy and sell products through the Platform. Sloud is not a party to any transactions between buyers and sellers and does not guarantee or endorse any products listed on the Platform.
Payment: Sloud is not responsible for any transactions that occur on the Platform, including payment processing.

Intellectual Property

Sloud Trademarks: The Sloud name and logo are trademarks of Sloud. You may not use these trademarks without our prior written consent.
Platform Content: The Platform, as well as all its contents, features, and functionalities (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection, and arrangement thereof), are owned by Sloud, its licensors, or other providers of such material, and are protected by Nigerian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Disclaimer of Warranties

THE PLATFORM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

Limitation of Liability

IN NO EVENT WILL SLIUD, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OF THE PLATFORM.

Indemnification

You agree to defend, indemnify, and hold harmless Sloud, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your use of the Platform.

Governing Law and Jurisdiction

These Terms and your use of the Platform will be governed by and construed in accordance with the laws of the state of California, without giving effect to any principles of conflicts of law.

Modification of Terms

Sloud may modify these Terms at any time in its sole discretion. If we do so, we will notify you by email or by posting a notice on the Platform. Your continued use of the Platform after the effective date of the revised Terms constitutes your acceptance of the changes.

Termination

Sloud may terminate or suspend your access to the Platform at any time, without notice or liability, for any reason, including if you breach these Terms.

General Terms

Entire Agreement: These Terms, together with any additional terms to which you agree when using particular elements of the Platform, constitute the entire agreement between you and Sloud.
Waiver: The failure of Sloud to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision.
Severability: If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Assignment: You may not assign or transfer these Terms, by operation of law or otherwise, without Sloud’s prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null and of no effect. Sloud may assign or transfer these Terms, at its sole discretion, without restriction.

If you have any questions or concerns regarding these Terms and Conditions, please contact us at support@sloud.app.